About
We offer working capital financing for small and medium size online retailers. We asses creditworthiness based on e-commerce marketplace data (mainly from MercadoLibre, the eBay of LATAM), such as sales, client feedback, operating efficiency and competitor analysis, to complement traditional credit bureau sources. Loan underwriting is performed online as much as possible to maintain low operating costs. We offer institutional investors the possibility to invest on these loans, through an investment vehicle. MR Presta's revenues come from charging a fee to both borrowers and investors which average between 7% to 11% of Net Asset Value, depending on the country of the borrower.