About
Layaway is an instant credit based shopping platform. The safe, secure solution for merchants and shoppers. Layaway is the card free way to complete purchases quickly. With Layaway, customers can buy now and pay later. We are based on a proprietary credit system that allows consumers to purchase an item, with instant credit approval decisions in less than 8 seconds. Our unique algorithms routes our consumers credit profile to our internal warehouse of finance companies. Consumers get their items immediately. Merchants get paid right away. The hurdle of not having liquidity is now eliminated for millions of shoppers. For shoppers, you move effortlessly through the purchase process. For a merchant, Layaway is the low risk way to offer your customers the alternative payment option they’re looking for and to acquire new customers from a growing community of shoppers who have chosen to shop card free – or who simply do not have access to cash, such as college students.